Empowering your employees
ACM relieves the stress and hassle of retirement plan transition and administration. We educate your employees on their plans, offering them insights into their financial wellness. We enable them to get the most out of their retirement plan.
Participant Education
Employees need and want information and guidance with their overall financial picture. As an employer, you have a fiduciary responsibility, as stated under the Department of Labor 404a-5 Regulations, to provide education.
An employee’s financial wellness extends to you. Poor productivity, sick days, and increased health insurance claims are often attributed to employee financial stress, which impacts your bottom line. By offering high quality investment education to every one of your employees. Regardless of their financial situation, they will have the ability to make informed retirement investment and plan participation choices.
Our participant education program provides financial literacy delivered in everyday terms, devoid of investment and financial jargon or acronyms. Common topics include managing credit and spending in addition to investment goals and retirement needs. Bad financial choices and the resulting drain on the employee’s financial well-being are often a result of limited financial literacy.
Source: PWC 2018 Employee Financial Wellness Survey
Source: PWC 2018 Employee Financial Wellness Survey
Source: 2017 Lincoln Retirement Power® Participant Study
We help protect your company by offering education in the four safe harbor categories as described in the Department of Labor Interpretive Bulletin 96-1.
Financial worries as top source of stress by generation
Source: PWC 2018 Employee Financial Wellness Survey