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Practical investment philosophy. Straight talk.

Simplicity is the best investment strategy. We don’t overcomplicate things, which makes it easier for your finance office and plan participants to understand the plan and how they are investing. We help define goals, establish a plan, control expenses, and analyze results. As Registered Investment Advisors, we always act in your best interest. You can count on us to always give it to you straight.

Honest, Transparent Solutions

Too often in the investment world, providers use complex language, opaque pricing, and go out of their way to hide the facts. With our firm, everything is transparent and intuitive. We show you how the plan works and disclose all the layers of costs within.

At our firm, the investment model drives the business model, rather than the other way around. We incorporate ideas from academic research that are applicable to our retirement plans, and search for proven concepts that work through time. We test everything we do with our own quantitative research to be sure concepts hold up in the real world. The result is a robust investment model that should generate real value for our clients.

Why Armbruster Capital Management?

Investment Experts.

When you work with a representative from a brokerage firm, insurance company, or bank, it is likely that you will be working with a sales representative rather than a true investment professional. Our team includes CFA charter holders and CPAs. We read primary academic research, test theories with our own quantitative analysis, and understand the nuances of the strategies we recommend.

Exceptional Service.

We pride ourselves on the level of service we offer our clients. We’ll provide regular updates to your finance office, but will also be available anytime for participant education and questions.

Independent Partners.

Armbruster Capital Management is a Registered Investment Advisor. We are not affiliated with any broker/dealer, do not accept any commission compensation, nor do we accept any third-party remuneration. We are independently owned and operated to remove conflicts of interest that could bias our advice. We work solely for our clients.

Integrity. Transparency.

We always act in our clients’ best interests. In an industry where truth is hard to come by, you can rely on us to always give it to you straight. Please review our Form ADV, which we (and all investment advisors) are required to file with the Securities and Exchange Commission each year. This form details any regulatory or legal actions taken against our firm (there have been none). You can find our filing here:

Low Fees. No surprises.

With most retirement plans, there are several layers of fees paid to brokers, TPAs, record keepers, and mutual fund companies. All of these serve to reduce the returns retained by plan participants for their retirement. We believe those taking the investment risk should be the ones who reap the vast majority of the returns. Accordingly, we keep our fees to very low levels, shop for the most competitive service providers, and only use investment funds with costs that are well below average. The result is generally savings of 30% to 50% on total plan costs.